Three services. Each one built for a specific situation.
Loon Ledger keeps the service offering deliberate. Bookkeeping, tax filing, and strategic advisory — each designed to work well on its own, or together as your business develops.
Back to HomeHow Loon Ledger approaches accounting engagements
Every engagement begins with a clear understanding of your business — its structure, its activity level, its seasonal patterns, and its ownership situation. That context shapes how the work is organized and what to pay attention to.
Rather than applying a template, Loon Ledger's work adapts to what your business actually does. A trades operation with equipment-heavy capital costs is handled differently from a consulting practice with primarily service income. Saskatchewan's specific provincial programs are always considered alongside federal requirements.
Communication is a priority throughout. Monthly summaries, pre-filing review meetings, post-filing letters, and responsive email access for advisory clients all reflect a commitment to keeping you informed rather than simply managing files on your behalf.
Initial Review
Understanding your business before any work begins
Structured Collection
Guided document gathering — no chasing
Careful Preparation
Thorough, reviewed work before delivery
Client Review
Nothing submitted until you understand and approve
Small Business Bookkeeping & Bank Reconciliation
CAD 200 per month
A consistent, month-by-month bookkeeping service built for Saskatchewan small businesses that want their financial records maintained to a high standard without the overhead of a full-time hire. Covers transaction recording across all revenue and expense categories, bank and credit card reconciliation, accounts receivable and payable management, and monthly preparation of income statements and balance sheets.
Records are maintained in cloud-based software with shared access so you can review your numbers whenever you wish. A monthly summary accompanies each set of statements, flagging anything noteworthy and confirming the overall health of your records. Suited for businesses handling up to 250 transactions per month.
What's included
- Transaction recording across all revenue and expense categories
- Bank and credit card reconciliation
- Accounts receivable and payable management
- Monthly income statements and balance sheets
- Cloud-based records with shared client access
- Monthly written summary with observations
Process steps
Initial setup — accounts mapped, platform configured, first period reviewed
Monthly processing — transactions recorded and reconciled within 7 business days of period close
Monthly delivery — statements and summary letter sent with access to updated cloud records
Year-end handoff — clean records prepared for tax filing engagement
Annual Tax Filing & Credit Optimization
CAD 515
A thorough tax preparation service that combines careful filing with deliberate attention to the credits and deductions available to Saskatchewan small businesses. Covers T2 corporate returns, T1 self-employment schedules, GST filings, and Saskatchewan provincial requirements including the small business deduction and applicable provincial incentive programs.
The preparation process includes a structured document collection, line-by-line return preparation, and a detailed pre-filing review meeting where you walk through every key figure. Post-filing, a clear summary letter outlines your effective tax rate, instalments for the coming year, and any carry-forward amounts.
What's included
- T2 corporate returns and T1 self-employment schedules
- GST filings for the period
- Saskatchewan small business deduction review
- Provincial incentive program identification
- Pre-filing review meeting
- Post-filing summary letter with instalment schedule
Process steps
Document collection — structured list provided, documents received and organized
Return preparation — line-by-line preparation with credit and deduction review (approx. 2 weeks)
Pre-filing meeting — walk through every key figure together before any submission
Filing and summary — return submitted and summary letter delivered
Strategic Financial Advisory & Tax Architecture
CAD 970 per year
A long-horizon advisory engagement for Saskatchewan business owners who want their corporate and personal financial structures working together in a coordinated, intentional way. Begins with a comprehensive review of your business structure, income streams, compensation methods, real estate holdings, and family financial goals.
A multi-year strategy document is crafted addressing salary and dividend balancing, corporate investment and surplus management, capital cost allowance scheduling for equipment-heavy businesses, succession planning for family-operated enterprises, and retirement income structuring. Suited for businesses generating above CAD 225,000 annually or those navigating ownership transitions.
What's included
- Comprehensive business and personal financial structure review
- Multi-year strategy document — refreshed annually
- Salary and dividend balancing recommendations
- Succession and retirement income structuring
- Two formal advisory sessions per year
- Responsive email access for emerging questions
Best suited for
- Businesses generating above CAD 225,000 in annual revenue
- Family enterprises planning ownership transitions
- Equipment-intensive businesses with significant CCA considerations
- Owner-operators beginning to think about retirement income
Which service fits your situation?
Use this overview to identify where your business stands and which service — or combination of services — aligns with what you currently need.
| Feature | Bookkeeping | Tax Filing | Advisory |
|---|---|---|---|
| Monthly financial statements | |||
| Bank & card reconciliation | |||
| T2 / T1 tax return filing | |||
| GST filing | |||
| Pre-filing review meeting | |||
| Multi-year strategy document | |||
| Salary & dividend planning | |||
| Succession planning | |||
| Email access between sessions | |||
| Price | CAD 200/mo | CAD 515 | CAD 970/yr |
Choose Bookkeeping if...
You want your financial records kept consistently clean through the year without managing it yourself.
Choose Tax Filing if...
Your records are in order and you want a thorough, credit-aware filing handled with proper review.
Choose Advisory if...
You want your corporate and personal finances coordinated around a multi-year plan built for your situation.
Standards shared across all engagements
CPA-Aligned Preparation
All work follows CPA Canada preparation and review standards. Internal review occurs before any statement or return is delivered.
Encrypted Client Data
All financial records are stored in encrypted, access-controlled environments. PIPEDA compliance is maintained for all client data.
Plain-Language Reporting
Summaries, statements, and letters are written to be read by business owners. Technical terms are explained when they appear.
Proactive Deadline Tracking
CRA due dates, GST windows, and provincial filing deadlines are monitored and communicated well in advance for all clients.
Current Tax Knowledge
The team completes continuing professional education annually. CRA guidance updates and legislative changes are tracked and applied.
Consistent Accountant
The same person handles your file year after year. No rebuilding context, no explaining your business situation from scratch each season.
Clear pricing, no surprises
All services are offered at flat rates. You know the cost before any work begins.
Bookkeeping
Monthly service
- Up to 250 transactions/month
- Monthly statements & summary
- Cloud-based shared access
- Bank & card reconciliation
Tax Filing
Annual engagement
- T2 / T1 return preparation
- GST filing included
- Credit optimization review
- Pre-filing review meeting
- Post-filing summary letter
Advisory
Annual engagement
- Two advisory sessions/year
- Multi-year strategy document
- Salary & dividend planning
- Succession & retirement structure
- Email access between sessions
Would you like to discuss which service fits your situation?
A brief conversation is the clearest way to figure out where to begin. There's no pressure and no obligation — just a straightforward discussion about what you need.
Reach Out to Loon Ledger